DIY Questions

Redhead asked:


I inherited an old lake house that is in bad need of repair. It is small and it would probably only need maybe 10,000 worth of money to put it in good order. The problem is that it has a lean on it. Is there a lender out there that would give me a home improvement loan? I don’t have a dime to put into it myself but if I don’t do something with it pretty quick it is liable to be condemned and I don’t want that to happen. Anyone know what I could do?

Mo-Mo asked:


I need it so that a baby is warm and safe to take a bath in the winter. I tried the heating tube ones and the oil-filled one. But they are both not safe to be used in a bathroom. In hotels, they have something on the ceiling which looks like a light but is really a heater. I looked for it at DIY stores but they don’t carry them. Please help if you really know something about this. Thanks.

lil_lady_lora asked:


Hi there.I just bought my house last year.I really want to increase the bathroom size,and also do an addition.Plus,I would like to enclose one of my porches.Does anyone know of any good Diy books or websites for this?Any advice/help would be appreciated!Thanks in advance.

cottonlily84 asked:


Perhaps I’m just way burnt out from the DIY shows or the people who unsuccessfully try to copy the DIY shows but I’m really over the whole “theme” of decorating. Why do rooms have to have themes? I had a friend who did a theme for every room. The kitchen was grapes, the bathroom was rubber duckies, the kid’s room was john deere. It was as if the ABC catalog exploded in her house and every imaginable item associate with that particular theme landed in the rooms. What’s wrong with just collecting things you love and tastefully arranging them?

Jacqueline J asked:


Please direct to to right resources to find the money I am needing to complete this project. I need about $50,000.00.

Protecting Your Family and Home From the Dangers of Lightening

 

As the seasons change, so do the elements and storms we are exposed to. This time of year, hurricanes and flooding rains are major problems we face. A by-product of these mysterious weather phenomenons is lightning. A lightning storm, also known as an electrical storm, can be extremely dangerous and destroy a home with a single blow. These erratic ribbons of energy seek to find refuge by kissing the earth with a tremendous force of energy and destroying anything that may be in its path.

 

At any particular moment, there are over 1,800 thunderstorms in progress somewhere around the globe and 25 million bolts of lightning reach out of the sky, coming in contact with the ground, annually.

 

Watching a good lightning storm zigzag across the sky is an awesome visual experience. The ominous ness and the electrical displays are extraordinary to watch. But, these displays of dancing energy come with a destructive power that steals more lives and causes more damage than floods, hurricanes and tornadoes - combined.

 

There is a way you can help to protect your home from being destroyed by these flashes of energy. Installing a lightning protection system can provide a path for the lightning to follow into the ground and help to direct it from melting the shielding in your homes electrical system and taking out the electronics and appliances plugged into your outlets. These systems do not prevent lightning from striking nor do they attract it, but help to direct its energy out of harms way.

 

Lightning protection systems that meet the latest standard requirements are considered to be 99% effective by Underwriters Laboratories. These systems can be partially concealed on the exterior or completely concealed during construction.

 

If lightning strikes the ground, it can affect whatever is within a 60 foot radius and 10 times that area, if it strikes water and can be lethal. On average, it can strike over 50 times within a quarter-mile of your home and is the leading cause of fires in suburban and rural areas.

 

There are several factors to determine if your home is at risk:

1.      If your home is located in an open area

2.      If lightning strikes were reported or seen within close proximity

3.      If your home is located in an elevated area, like a mountain.

4.      If you do not have a system to safely direct the path of electricity into the ground

 

A Few Lightning Facts

·        A lightning bolt can travel from 25 – 45 miles horizontally prior to hitting the ground and can be from 6 to 8 miles in length.

·        The size of a bolt is about 1 - 2 inches in diameter with the surrounding light making it seem a lot larger.

·        A single bolt of lightning can become up to 5 times the heat of the sun and carries with it 1 billion volts of current and up to 20,000 amperes.

·        The Empire State Building is struck by lightning over 100 times per year.

·        Most lightning strikes occurs between 12 noon and 4 PM

 

 

In homes located where sandy soil conditions are prevalent, more elaborate systems are necessary. Sand is dryer than normal soil and does not conduct electricity in the same way that moist soil does. For areas with sandy soil conditions there is a system that dissipates the energy over more of an area than the simple lightening rod, cable and clamp system.

 

Although the rod and cable system is easier than the more elaborate systems, for the best results and to ensure that you meet the requirements for a lower deductible and discounted premium from your insurance carrier, have a licensed professional evaluate and install the best system to protect you, your family and your home.

 

To get your copy of Hector’s book,

 

What Your Parent’s Never Told You About Owning a Home

 

Visit www.americashomeimprovementcoach.com and with

 

your purchase his book you will receive 5 reports on

 

ü     Selling Your Home In Any Market

ü     Hiring the Right Contractor For You

ü     Staying Within Your Budget

ü     Looking Out For Contractor Scams

ü     What Questions Should You Ask a Potential Contractor

 



By: Americas Home Improvement Coach

About the Author:

Lola asked:


I want to refinance my home to take advantage of lower interests rates. I also want to renovate my house since it has severe structural problems.

Should I refinance and get cash out to use for home improvement or should I refinance without cash out and get a separate home improvement loan?

What is the difference between the two scenarios?

Fordie_ounces asked:


Im looking to buy a house that needs a good amount of work. I dont have extra money to pay for the remodeling. But I have read that i can possibly get some sort of home improvement mortgage that will give me extra money to fix up the house. Rather than buying the house and then having to get a reappraisal and then a home equity loan.

shnitzngiggle asked:


Is it cheaper to have the upgrades put in by the builder or by myself?